Global Powerhouse in Real Estate-led-Wealth Management
Blessed with a visionary foresight, Dr. Rajanya Ravasia is leading wealth management and diversification strategies through leveraged investments in key global real estate markets. Dividing his time between the UK and India, he is a much sought after Wealth Management Advisor to global HNIs (High Networth Individuals) through his two companies – Adventum Wealth and Mutual Capital. A generational entrepreneur, he has made his mark in the world of high finance with innovation, technology, and a ‘low risk, medium return’ philosophy.
Ravasia trodded this path as both a moral imperative and an ingrained family tradition of giving back. Born in India, he gained invaluable experience in negotiation and diplomacy when he joined the family business in 1997, managing significant investments in family-owned properties in Mumbai.
As it happened.. in the early 1920s, Rajanya’s grandfather acquired a large estate spread over 2000 acres in what is now part of metropolitan Mumbai. With over 600 acres owned by the family when Rajanya joined, the opportunity was not only enormous but also equally challenging. Rajanya thus co-founded Terrapolis International Pvt Ltd in 1997 and by 2010, had managed to consolidate his holdings into 5-7 significantly large land parcels that were handed over to Hindustan Construction Company (HCC) and Marathon Nextgen Realty Ltd for development over the next 15 years.
He worked closely with the management teams of some of India’s largest infrastructure and real estate companies, and partnered two government-funded projects – the Mumbai Urban Transport Project – II (MUTP-II), and the widening of an arterial road, the JVLR, in collaboration with the state-owned Mumbai Metropolitan Regional Development Authority (MMRDA). The benefits of both to the city, to individual landowners, and most importantly the homeless, proved significant.
Fueled by this passion, Ravasia established Adventum Wealth in 2013 with a single-minded focus on managing the real estate allocation of wealth better. Rajanya and his team’s goal is to showcase the merit in diversifying the real estate portfolio, emphasizing operating residential real estate in the UK, especially in the context of HNI Indian individuals and family offices.
As a company, they identify, acquire, finance, furnish, and manage UK properties on behalf of their global clients. To enable this, they have a team of professionals from tax advisors, lawyers, mortgage professionals, and bankers who can curate a bespoke, efficient, and compliant strategy to help their clients meet their objectives.
Adventum’s core strength lies in its research; its knowledge of laws and taxes both in the UK and India to practically handhold an investor on the path to the most efficient and compliant investment structure and quality of assets, tied together with sharp ethical practices.
“At Adventum, we are proud of how we have grown as a company and are expanding further by setting up offices in Hong Kong, Thailand, and Nigeria, allowing us to increase the number of clients we can service while upholding our professional standards,” says Ravasia.
In 2021, Rajanya also co-founded Mutual Capital, world-first rent-to-buy solutions. According to him, wealth management is an extremely crucial tool every high networth individual must use for one simple reason – to bring objectivity and diversification away from one’s primary source of income.
“As wealth managers, we are often tasked with estate planning and inter-generational wealth management solutions. A good wealth manager takes the burden of managing finances off clients and provides a passive income-building alternative to their active business management.”
The real challenge however, is the unfamiliarity of location/laws in the minds of clients. “The distance does not help, and we have to convince our clients of the merits of such a diversified strategy. Our objective is a low risk, moderate return to investors, but clients often fail to assess the risk they are asked to take when seeing juicier returns from competing asset classes. So it’s much teaching and understanding of consumer psyche and maturity.”
Something Rajanya has done with aplomb. His legendary business acumen has seen him bestowed with the following honors:
● Hon. Doctorate in Economics – European International University – Paris, 2023
● Entrepreneur of the Year award – Prime Awards Dubai, 2022
● Hon. Doctorate in Advanced Studies (DAS) in Finance – Universidad Azteca, 2020
● Best International Offshore Solutions – International Real Estate Awards Mumbai, 2016
● Best Advisor – Accommodation Times, India, 2016.
A distinguished global authority in wealth management, Rajanya’s advice to young aspirants wanting to join this industry is simple: Approach anyone’s wealth with the same dignity and respect as you would approach your own. Time and patience with the power of compounding produce better results (better guaranteed for sure) than quick bets. Take a long-term view for long-term success.
